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Interest on Loans & Advances

Loans RATE ( % ) W.E.F 01.01.2023

Secured Loan Up to 1Lakh

10.50%

Property Mortgage

10.50%

Un- Secured Loan

15.00%

C. C. Un- Secured

15.00%

C.C. Working Capital
C.C. Hypothecation
C.C. Potato

10.50%
10.50%
10.50%

Cattle

15.00%

Gold Loan

07.50%

Gold Overdraft

10.50%

Housing Loan (Depend on CIBIL Score)

07.75% to 11.00%

Vehicle/Machinery/Two-Three Wheeler/Commercial Vehicle
Car Loan
Old Car Purchase Loan

11.50%
09.00%
10.00%

Education Loan

08.00%

Cheque Discount

12.00%

Govt. Security (NSC,KVP)

9.00%

 

Note :